FAQ's Triathlon Ireland Insurance

A full list of Triathlon Ireland Insurance details can be found here

WHO IS COVERED BY TI INSURANCE WHEN TRAINING?

Membership Type3rd Party Cover
Personal Cover
During Club Training SessionTraining on OwnTraining with Cycling Ireland membersDuring Club Training SessionTraining on OwnTraining with Cycling Ireland members

Club Training Membership

YesNoNoYesNoNo
Full MembershipYesYesNoYesYesNo
U23 MembershipYesYesNoYesYesNo

Kids/Youth/Junior 

Membership

YesYesNoYesYesNo

WHO IS COVERED BY TI INSURANCE WHEN RACING AT A TI SANCTIONED EVENT? 

Membership Type3rd Party CoverPersonal Cover
Club Training MembershipNoNo
Full MembershipYesYes
U23 MembershipYesYes
Kids/Youth/Junior MembershipYesYes

One Day Membership holder

(your ODM must be valid for the specific named event you are taking part in)

YesYes

WHERE ARE YOU COVERED BY TI INSURANCE?

Triathlon Ireland Insurance covers the association and athletes on a worldwide geographical basis.  This means that if you are training or racing overseas, then you are covered by TI insurance once it is official Triathlon Ireland activities you are involved in.  However, members are advised to consider the limits of our personal accident cover and if considered necessary take out top up insurance. The TI Policy is only third party and personal accident insurance and does not cover you for the items normally provided in a standard travel policy and so we strongly advise that you take out separate travel insurance to cover cancellations or loss of personal items.

TI insurance cover is intended for those who normally reside in ROI or the 6 counties of NI only (as we are an all-Ireland sporting body). The worldwide cover refers in the event of a member travelling to specific international events (such as representing Ireland at an ITU/ETU event) or for specifically named training camps. 

If you normally reside outside of Ireland, you will need to obtain membership/insurance valid for that country on the basis of full time residence there. 

DO YOU NEED ADDITIONAL PERSONAL INSURANCE? 

While members receive a minimum level of personal accident cover it is advisable to hold your own Personal Accident Cover which meets your individual requirements.  Members are advised to consider the limits of our personal accident cover and if considered necessary take out top up insurance. The TI Policy is only third party and personal accident insurance and does not cover you for travel and so we strongly advise that you take out separate travel insurance to cover cancellations or loss of personal items.

WHAT IS A TI SANCTIONED EVENT?

All TI Sanctioned events are listed on our Race Calendar.  If an event is not listed here, it is not a TI Sanctioned event, therefore you are not covered by our insurance at this race.

ARE CLUB COACHES COVERED BY TI INSURANCE?

If a club hires an external coach (not a member of the club or TI), they must ensure that the coach carries a recognised qualification and sufficient insurance to coach the disciplines for which they have been hired to coach.

If the coach is a TI Level 1 or Level 2 qualified coach, they must carry current and valid membership of Triathlon Ireland (club training membership) and be 18yrs of age or older to be covered by the TI third party insurance.  It is the responsibility of the club to confirm that the coach holds a valid & current qualification.  To confirm if a coach holds a TI Level 1 or Level 2 qualification, please ask the coach for a copy of their Level 1 or Level 2 certification.

If the club does not have access to an external coach, TI Level 1 or TI Level 2 qualified coach, they may appoint a club member to lead an official training session, provided that person is both a current club member and current TI member (club training membership).  This person must also be 18 years old or over.  The club should exercise common sense in appointing somebody to lead a training session and should ensure that they do have experience appropriate to the task.

 

ARE LEVEL 1 & LEVEL 2 ACCREDITED COACHES COVERED BY TI INSURANCE?

If you are a Level 1 or Level 2 Triathlon Ireland accredited coach, you are covered by TI insurance if:-

  • You hold club training membership in the current year of coaching and the person you are coaching is a member of TI (they must be a Full Membership holder)

and;

  • Coaching is not your main source of income (if coaching is your main source of income, you must ensure that carry your own sufficient insurance)